Author: Wendy Connick, Motley Fool

Homeowners have access to certain tax deductions that don’t apply for renters — and these tax breaks can add up to quite a sum.

If you’re 65 or older and meet certain income requirements, this credit may knock thousands off your tax bill…

Planning to retire soon? That could be a big mistake if you’re not fully prepared.

Approaching your retirement date is exciting, but it can also be scary. Once you quit your job for good, you’re entirely dependent on whatever sources of retirement income you’ve developed during your working years, plus whatever you might be able to earn after you retire. If that money comes up short, you could spend retirement barely scraping by instead of living life to the fullest. Luckily, there’s a pretty reliable way to avoid that frightening predicament.

It could destroy your holdings the next time the stock market crashes…