Author: Maurie Backman, The Motley Fool

Budgeting is one of the most effective money-management tools out there. And it’s easy to do.

January has been kinder to stocks thus far than December was — but that doesn’t mean we’re out of the woods.

Here’s the deadline for submitting your return — and why it pays to get moving on it as early as possible.

Hint: It might be sooner than you’d think.

The more you know about taxes, the less you’ll pay and the more you’ll save.