Author: Dr. Steve Sjuggerud, DailyWealth.com

Experience counts. The problem is, we are fooled by experience — we put too much weight on what we have actually been through.

In my opinion, we still have plenty of upside left. And I’ve put my money where my mouth is on this one.

Just know that someday soon, you’ll need to make a major shift in your investments. If not, our poor “starting point” could mean years of losses for your portfolio.

By 2002, Argentina’s economy had shrunk by more than 25%. Nobody wanted to invest. There was no money or credit available. And the stock market was down 90%. It was a terrible time for Argentina. But it created a great starting point.

In short, it comes down to this: Whenever you find a big gap between perception and reality, you can often make a lot of money.